Scarinci Hollenbeck, LLC, LLCScarinci Hollenbeck, LLC, LLC
Financial Services & Regulatory Practice

Financial Services & Regulatory Practice

The Financial Services and Regulatory Practice Group’s highly qualified attorneys have decades of experience advising on sophisticated transactions and guiding a diverse clientele through a technical and changing regulatory landscape.

Our Approach

The Financial Services and Regulatory Practice Group’s highly qualified attorneys have decades of experience advising on sophisticated transactions and guiding a diverse clientele through a technical and changing regulatory landscape.  Our pragmatic business judgment, strategic planning, and proven expertise in resolving complex problems have won outstanding results for our clients in state and federal civil litigations and in matters before all levels of the SEC, CFTC, FINRA and state and local administrative agencies.

We address each client’s unique business needs with a team approach that capitalizes on the knowledge and insights of our Firm’s seasoned practitioners in compliance, supervision, litigation, banking, cybersecurity and privacy, corporate governance and transactions, insurance, employment, tax and bankruptcy law.  Our unique perspectives on regulatory problem-solving are shaped by a deep and diverse experience—our attorneys have previously served with the SEC, the New York or New Jersey Attorneys General Office, as internal counsel at some of the largest banks, broker-dealers and RIAs, or with private law firms that routinely advise multinational financial institutions.

Our ability to expertly handle transactions, compliance functions, and litigation matters allows us to develop extensive relationships with our clients, and these relationships enhance our ability to deliver tailored legal solutions that drive profitability and growth.

Transactions

Deals & Transactions

We handle our clients’ transactions efficiently.  Our clients operate in a wide range of industries.  Our diverse experience with their particular businesses and our extensive expertise in compliance and litigation matters have honed our ability to structure deals that protect our clients’ interests and meet or exceed regulatory requirements.

Our services include:

  • Formation and registration of broker-dealers, RIAs and funds
  • Structuring funds tailored to client objectives
  • Advising on venture capital and “seed capital” arrangements
  • Preparing and filing of applications with local, state and federal regulatory agencies
  • Advising on mergers, acquisitions, sales and recapitalizations
  • Advising on private placements of equity, debt and alternative investments
  • Drafting contracts, including non-competition, non-solicitation, vendor and independent contractor agreements
  • Providing written legal opinions regarding proposed transactions

Compliance

Our Firm regularly advises on issues involving the Securities Act of 1933, the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, the Commodity Exchange Act, the Dodd-Frank Act, the JOBS Act, FINRA rules and regulations, and State rules and regulations affecting broker-dealers, investment advisers, insurance companies, hedge funds and their management and registered personnel.  We offer clients risk-management gap assessments that compare present-state compliance with current regulatory requirements in order to reduce regulatory risks and limit potential compliance and financial exposures.  We closely monitor state and federal legal and regulatory developments to ensure that our clients achieve their specific objectives while their interests are protected and provide cost-effective, practical advice on how to meet the requirements of new laws, rules and regulations.

Our services include:

  • Drafting, implementation and review of compliance policies and procedures, including supervisory and operational, cybersecurity, privacy, IT and employment policies and procedures
  • Preparing and conducting client training programs
  • Conducting internal investigations, regulatory examinations and compliance audits
  • Coordinating with client’s preparation for regulatory audits
  • Conducting cybersecurity response team training and “after action” response assessments
  • Providing written legal opinions regarding regulatory obligations and risks

Enforcement

Regulatory Enforcement & Civil Litigation

We understand that almost all business transactions entail risks that can lead to litigation and that even the most sophisticated, well-intentioned businesses face allegations of regulatory violations.  When these pitfalls materialize, our Litigation and Regulatory Practice attorneys work tirelessly with our client’s management and colleagues across our Firm’s numerous practice areas to develop the most effective strategies and defenses possible. Our use of Early Case Assessment (ECA) optimizes client results, and we are experienced with applying “project management” approaches to control legal and other costs in large cases.  We have broad expertise in all phases of litigation proceedings, including document production and discovery, e-discovery management and protocols, motion practice, witness preparation and testimony, preparation of expert testimony and reports, settlement negotiations, seeking injunctive relief, trials and appeals.

Our services include:

  • Challenging decisions by local, state and federal regulatory agencies
  • Defending enforcement actions before regulatory agencies, including “Wells” submissions
  • Litigating complex regulatory and commercial disputes, including multi-party disputes
  • Litigating employment matters, including raiding cases, RIF matters, and EEOC/ADA/FMLA matters
  • Alternative dispute resolution, including commercial, customer and international controversies before AAA, JAMS, FINRA and other forums
  • Conducting internal investigations, including investigations of cybersecurity/privacy breaches, and financial irregularities
  • Advising parties facing the dissolution of a business partnership

Achieving our clients’ business objectives requires clear and open communication, and close coordination with clients also minimizes the anxiety intrinsic to litigation, investigations, regulatory disputes, and remediation of compliance issues.  We partner closely with our clients to develop the strategic plans that will meet their goals efficiently and work tirelessly to implement those plans.  Client results and satisfaction are our paramount concerns.

FAQ about Financial Services & Regulatory Practice

A financial services regulatory attorney advises financial institutions, fintech companies, and investment professionals on compliance with complex federal and state regulations. This includes helping clients navigate SEC, FINRA, CFPB, and banking rules.

Banks, credit unions, fintech startups, investment advisers, broker-dealers, insurance firms, and other financial service providers all benefit from regulatory counsel—especially when launching new products, entering new markets, or responding to enforcement actions.

Frequent issues include anti-money laundering (AML) compliance, data privacy, advertising and disclosure requirements, capital and liquidity standards, and navigating overlapping federal and state licensing regimes.

Yes. We counsel clients on legal frameworks related to crypto, digital tokens, blockchain technology, and decentralized finance (DeFi), including SEC enforcement and state money transmission laws.

We represent clients in responding to subpoenas, civil investigative demands (CIDs), and regulatory inquiries. We also defend institutions and executives in enforcement actions by the SEC, DOJ, CFPB, NYDFS, and other agencies.

Strong compliance programs reduce the risk of enforcement, improve operational efficiency, and provide a defense against liability. We help clients develop and audit programs that align with current regulatory expectations.

Yes. We assist with state and federal licensing, including broker-dealer registration, investment adviser filings, money transmitter licenses, and insurance approvals.

Absolutely. We conduct regulatory due diligence, handle license transfers, and advise on required notifications and approvals for transactions involving regulated entities.

The regulatory environment is highly dynamic. Agencies frequently issue new guidance, rules, and enforcement priorities. Ongoing legal support helps businesses stay compliant and anticipate future shifts.

Yes. Our team understands the interplay between federal agencies (such as the SEC, OCC, and CFTC) and state regulators (such as the NYDFS or NJDOBI) to offer well-rounded, jurisdiction-specific advice.

Trusted Counsel in a Changing Financial Landscape

In an industry where regulatory shifts can happen overnight, your legal strategy should never stand still. At Scarinci Hollenbeck, LLC, we partner with financial institutions and innovators to provide forward-looking, compliance-driven guidance that keeps you one step ahead.

Contact us today to speak with a financial services regulatory attorney who understands your industry—and how to protect it.

Attorneys background

Why Choose Us?

Cross-Sector Experience

Our clients include traditional financial institutions, fintech startups, crypto platforms, and non-bank lenders. This breadth allows us to anticipate how rules apply across evolving business models.

Cross-Sector Experience

Practical, Business-Focused Solutions

We don’t just cite regulations—we offer workable, risk-calibrated guidance that supports your operations, growth, and innovation goals.

Practical, Business-Focused Solutions

Regulatory Defense Capabilities

When enforcement action looms, we shift into defense mode—preparing persuasive responses, negotiating resolutions, and protecting reputations.

Regulatory Defense Capabilities

Seamless Collaboration Across Practices

Need transactional support or litigation strategy in addition to compliance? Our attorneys work across disciplines to provide full-spectrum legal solutions.

Seamless Collaboration Across Practices

What we do?

Let`s get in touch!

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