Scarinci Hollenbeck, LLC, LLCScarinci Hollenbeck, LLC, LLC
Financing Group

Financing Group

The lawyers comprising the Financing group at Scarinci Hollenbeck provide sophisticated counseling and result-oriented representation to clients both large and small in a great variety of financing transactions.

Our Approach

The attorneys in the financing group focus on delivering practical and cost effective legal services of the highest quality to international, national and regional banks, local lenders, institutional and private investors, entrepreneurs, developers, and real estate owners and operators of all types.

Our clients also rely on us to provide practical advice as to various rights and remedies which may exist for document covenant violations and loan defaults. In instances where loan problems cannot be resolved amicably, our lawyers work with our skilled litigators in the prosecution of foreclosure actions, as well as note collection suits and guarantor litigation.

Areas of Service

We regularly represent clients in:

  • Construction,
  • Permanent and term financing transactions for commercial, industrial, and residential projects,
  • Leasehold financing matters,
  • Loan participations,
  • Subordinated loan financings,
  • Business capital loans,
  • Assignment and assumption transactions,
  • Loan modifications and extensions,
  • Loan workout transactions,
  • Personal property asset based financings,
  • Condominium and cooperative loans,
  • and intra-family loans.

Such representation includes the drafting, review, and negotiation of loan documents, assembly and review of due diligence materials, counseling on the many issues raised in the financing process, resolution of title insurance issues, and completion of all tasks necessary for closing.

FAQ about Financing Group

A financing lawyer structures and negotiates loan and credit agreements, conducts due diligence, ensures compliance with regulations, and manages legal risk throughout the financing process.

Yes. Commercial financing often involves complex terms, covenants, and regulatory concerns. A financing attorney ensures you understand your obligations and that the transaction protects your interests.

Asset-based loans are secured by collateral, such as inventory or receivables. These loans require detailed collateral documentation, lien filings, and periodic reporting—all areas where legal guidance is critical.

Yes. Our attorneys represent both borrowers and lenders and understand the deal dynamics from both sides, which allows us to anticipate issues and create fair, enforceable agreements.

These typically include reviewing title documents, environmental reports, zoning compliance, appraisals, loan terms, and covenants. We manage all legal aspects from term sheet to closing.

We assist with private placements, structuring equity and debt offerings, regulatory filings, and drafting offering documents. We ensure full compliance with securities laws and corporate governance.

Yes. Our public finance team advises municipalities, school districts, and public agencies on bond issuances, tax-exempt financing, and post-issuance compliance.

We advise clients on workouts, debt restructuring, enforcement of rights, and negotiating with lenders or borrowers to find practical, legally sound resolutions.

Covenants are conditions the borrower must follow (financial ratios, reporting, restrictions). We help negotiate reasonable covenants and advise on compliance strategies.

We conduct legal due diligence, ensure proper documentation, advise on regulatory compliance, and negotiate terms that allocate risk fairly between parties.

OUR commitment to excellence, combined with our mission to deliver outstanding client service, has earned our firm a solid reputation.

Scarinci Hollenbeck is a business law firm based in New Jersey, New York servicing clients worldwide.

If you have a legal need that is not mentioned, please contact us to discuss how we may help you.

Contact us today to learn more about how we can assist you.

Attorneys background

Why Choose Us?

Extensive Transactional Experience

We’ve advised on a broad spectrum of financing transactions, including cross-border deals and tax-exempt financing.

Extensive Transactional Experience

Dual Perspective

Because we represent both borrowers and lenders, we understand the pressure points and can negotiate effectively on your behalf.

Dual Perspective

Regulatory Insight

Our attorneys stay current on changing laws and industry standards to help you stay compliant in a fast-evolving financial landscape.

Regulatory Insight

Custom Strategies

No two deals are the same. We create financing structures tailored to your specific business, investment, or development objectives.

Custom Strategies

What we do?

Let`s get in touch!

* The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

Sign up to get the latest from the Scarinci Hollenbeck, LLC attorneys!