Writings by Robert A. Marsico

Robert A. Marsico is a real estate and commercial transactions lawyer with more than 30 years of legal experience. He represents a wide variety of financial institutions, corporate and entrepreneurial clients in the areas of mortgage financing, commercial project acquisitions and sales, commercial leasing and other business transactions.

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Scarinci Hollenbeck remains committed not only to providing top-tier legal services but also to regularly providing information and resources to our client base and internet following. Client Alerts provided by our attorneys supply businesses, municipalities, and more with the latest and relevant legal updates that may impact them and how they might be able to proceed.

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What Small Businesses Need to Know About the Reopened PPP Loan Program

The Paycheck Protection Program reopened on January 19, 2021, with an additional $284.5 billion in new funding awarded under the COVID-19 relief bill… The Paycheck Protection Program reopened on January 19, 2021, with an additional $284.5 billion in new funding awarded under the COVID-19 relief bill enacted last month. PPP loans will continue to be available to […]

Author: Robert A. Marsico

February 17, 2021

COVID-19

Answers to Your Top Questions About PPP Credit Forgiveness

Navigating the PPP Loan Forgiveness Process can be challenging… Full loan forgiveness is an essential feature of the Paycheck Protection Program (PPP). However, navigating the loan forgiveness process can be challenging, in large part because the regulatory landscape continues to evolve. Basics of PPP Loan Forgiveness The Coronavirus Aid, Relief, and Economic Security (CARES) Act […]

Author: Robert A. Marsico

January 4, 2021

PPP Loan Recipients May Be Required to Complete Loan Necessity Questionnaire

Recipients of large Paycheck Protection Program (PPP) loans continue to face increased scrutiny... Recipients of large Paycheck Protection Program (PPP) loans continue to face increased scrutiny. Under the latest proposed update to the PPP, for-profit and non-profit borrowers receiving amounts of $2 million or more would be required to submit a Loan Necessity Questionnaire to the […]

Author: Robert A. Marsico

November 18, 2020

Paycheck Protection Program

Does California’s New Data Privacy Law Apply to Your NY or NJ Business?

With The California Consumer Privacy Act of 2018 Taking Effect on January 1, 2020, Businesses Will Need to Take Several Additional Steps to Safeguard Data Privacy In the absence of federal regulations, California is taking the lead on consumer privacy protection. The California Consumer Privacy Act of 2018, which takes effect on January 1, 2020, […]

Author: Robert A. Marsico

November 8, 2019

Guidance and Regulation — What’s the Big Difference?

When it comes to regulatory compliance, businesses have to contend with local, federal, and state laws. There are also guidance, advisories, policy statements, and directives from agencies ranging from the Internal Revenue Service to the New Jersey Department of Labor.

Author: Robert A. Marsico

October 16, 2018

OCC Greenlights Bank Charters for Fintech Industry

From robo advisers to digital-only banks to mobile payments, technology is revolutionizing the financial industry and creating a wealth of new business opportunities. To date, a primary roadblock for the financial technology (fintech) industry has been regulatory uncertainty.

Author: Robert A. Marsico

September 5, 2018

What Employers Need to Know About the SEC’s Whistleblower Report

The SEC Recently Published its Annual Whistleblower Report For 2017 The Securities and Exchange Commission (SEC) recently released its annual whistleblower report. The report comes as the U.S. Supreme Court is set to decide who is protected as a whistleblower under the Dodd-Frank Act in Digital Realty Trust v. Somers. Key Takeaways from SEC’s 2017 […]

Author: Robert A. Marsico

January 10, 2018

NJ Laws Governing Annual Shareholder Meetings

All Corporations Must Conduct Annual Shareholder Meetings All corporations, whether public or private, must conduct annual shareholder meetings. The specific legal requirements are determined by the laws of the state of incorporation. The main purpose of holding annual shareholder meetings is to elect the board of directors. However, it can also serve as an important tool to […]

Author: Robert A. Marsico

November 8, 2017

New Jersey

6 Tips To Protect Your Company's Business Reputation

Here’s How to Protect Your Company’s Business Reputation A recent survey about what keeps general counsel “up at night” revealed that risk and crisis management are among their most pressing concerns. In fact, 63 percent reported that protecting their company’s business reputation is one of their top challenges. The Importance of Your Reputation The United […]

Author: Robert A. Marsico

September 14, 2017

Crisis Management

Have You Considered the Pros & Cons of the Fintech Industry?

New GAO Report Highlights Risks and Rewards of the Fintech Industry The growth of the financial technology also referred to as the fintech industry, continues to soar. From robo-advisers to digital-only banks to mobile payments, technology is revolutionizing the financial industry and creating a wealth of new business opportunities. Nonetheless, the lack of clear regulatory […]

Author: Robert A. Marsico

May 19, 2017

The Four Key Financial Statements Business Owners Should Understand

Making Sense of Four Key Financial Statements Financial statements aren’t just for accountants. All business owners and executives should have a basic understanding of what information certain financial statements contain and why they are important to your business.As the Securities and Exchange Commission (SEC) states in its “Beginners’ Guide to Financial Statement” publication, “If you […]

Author: Robert A. Marsico

March 14, 2017

SEC and FINRA Name Cybersecurity Top Enforcement Priority

SEC and FINRA named cybersecurity as a top enforcement priority for 2017 Registered financial advisers and broker dealers should expect their cybersecurity preparedness to be scrutinized in the coming year. Both the Securities and Exchange Commission (SEC) and the Financial Industry Regulatory Authority (FINRA) named cybersecurity as a top enforcement priority for 2017. SEC Enforcement Priorities According […]

Author: Robert A. Marsico

February 10, 2017

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