Football is a dangerous sport, however, the degree of risk is somewhat mitigated by the fact that disability payment plans exist for former players.
Athletes get hurt often, and the sport of football is no exception to this. Numerous players have seen their careers end following devastating injuries. Typically, in terms of general employment outside of athletics, individuals struck with a disability receive payments based on their average lifetime earnings.
Charles Dimry, who played in the NFL for 12 years, suffered a neck injury during his career, one that affected him permanently, according to Law360. He is still dealing with severe radicular symptoms and long-term degenerative complications. Despite Dimry’s belief that he qualifies for disability benefits, the league has not agreed thus far, resulting in a lawsuit. So, if allegedly permanent and debilitating neck pain does not make someone eligible for disability payment plans, what does?
4 Categories for Disability Payment Plans
There are four categories of total and permanent disability payment plans under the Bert Bell/Pete Rozelle NFL Player Retirement Plan:
Active non-football: These payments are doled out if an active player’s disability occurs outside of football, and is permanent. Income amounts to $165,000 per year.
Active football: Players fall within this category if their permanent disability directly stems from football activities. Annual income is $265,000.
Inactive A: This sort of benefit is for vested players whose injury is the result of football activities and turns into a permanent disability before 15 years after the individual’s final credited season. Yearly payment for this category is $135,000.
Inactive B: These payments are also for vested players whose injury stems from football activities and ends up as a permanent disability after the 15 year threshold from the individual’s final credited season. Annual income for this sort of benefit is $60,000.
Permanent disability means that the individual is not able to work any job at all. The reason Dimry has not received benefits is because the league claims he can work a desk job. If you want to learn more about the NFL’s retirement and disability payment plans, consult an experienced sports law attorney.
For more articles dealing with the NFL, check out:
The Problem with the NFL Concussion Settlement
An Alternate Route to the NFL – the Regional Scouting Combine
Self-Representation Could be a Setback in NFL Free Agency
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