Small Business Fire and Emergency Precautions: Tips for Before and After a Disaster
October 7, 2013
- Risk assessment: assessment of the disasters that may threaten persons, property, business and the potential injuries and damage they could cause.
- Insurance verification: review of broker services and recommendations and insurance policies to identify any coverage gaps. Issues to consider may include whether the insurance program adequately covers projected costs related to business resumption and relocation, payroll, lost income, and emergency expenses.
- Hazard mitigation: steps to reduce potential dangers by conducting regular facility inspections, using licensed contractors to perform repair work, and installing protections such as fire sprinklers and security alarms.
- Communication strategies: a plan to maintain communication with employees, vendors, customers, and other key contacts during and after a disaster.
- Data protection: physical protection of business and customer data and documents, including multiple backups of digital documents and offsite storage of physical documents.
- Emergency supplies: basic emergency supplies, including batteries, flashlights, water, first aid kits, and radios and backup methods for utility outages such as generators.
- Staff training: employees’ familiarity with the company’s disaster response/recovery plan and readiness for emergency situations.
- Regular testing: consideration and testing of preparedness procedures, including evacuation drills, emergency communications protocols, and policies.